How to Calculate Z Score (Simple Guide with Formula, Calculator & Example)

Ever wondered how far off a number is from the average? Thatโ€™s exactly what a Z-score helps you figure out!

When you’re analyzing test scores, investment returns, or scientific data, a Z-score tells you how many standard deviations a value is from the mean.

This article breaks it down step by stepโ€”with the formula, real-life examples and a calculator to make it all crystal clear.

๐Ÿ”ข Want to skip the math? Use the calculator belowโ€”just enter your value, the mean, and the standard deviation. We’ll calculate the Z-score instantly.

๐Ÿงฎ Z-Score Calculator

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๐Ÿ™‹โ€โ™€๏ธ What Is a Z-Score?

A Z-score (also called a standard score) shows how far a data point is from the mean (average) in terms of standard deviation.

It helps you understand whether a number is above or below average, and by how much.

If the Z-score is:

  • 0 โ†’ it’s right on the average
  • Positive โ†’ it’s above the average
  • Negative โ†’ it’s below the average

๐Ÿงพ Z-Score Formula

Hereโ€™s the formula to calculate Z:

Z = (X - ฮผ) รท ฯƒ

Where:

  • X = your data point
  • ฮผ (mu) = the mean
  • ฯƒ (sigma) = the standard deviation

โœ๏ธ Example

Letโ€™s say you got a score of 85 on a test.

  • The class average (mean) is 70
  • The standard deviation is 10
Z = (85 - 70) รท 10 = 15 รท 10 = 1.5

โœ… Your Z-score is 1.5
That means your score is 1.5 standard deviations above the mean. Great job!

๐Ÿ“Œ Why Z-Score Matters

Z-scores are useful for:

  • Grading on a curve
  • Identifying outliers in data
  • Comparing different data sets
  • Assessing risk in finance
  • Understanding normal distributions in science and stats

๐Ÿ’ก Pro Tips

  • A Z-score between -2 and +2 is typically considered normal in many data sets
  • Z-scores work best when the data is normally distributed (bell curve)
  • You can convert Z-scores to percentiles using standard tables

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